Finance
Category
Finance Calculators
Plan loans, savings, taxes, and everyday money math without a spreadsheet. This finance hub covers mortgage and EMI payments, daily and compound interest, SIP growth, GST/VAT, tips and discounts, currency conversion, FIRE/coast planning, mortgage recasts, subscription audits, and retirement-style projections. Each tool shows the inputs that matter, readable results, and a short guide so you can check the arithmetic against a bank quote or homework key. Use the currency picker when you think in USD, INR, EUR, GBP, AED, or another supported code — estimates only, not lending or tax advice.
109 tools in this category — each page includes how-to steps, a worked example, formula notes, and FAQs.
- Homebuyers comparing 15- vs 30-year (or other) fixed-rate payments
- Borrowers checking EMI and total interest before signing
- Savers modeling compound growth or SIP contributions
- Shoppers and diners splitting tips, tax, and discounts
MathHealth & FitnessConversionDate & TimeEveryday LifeScience & EngineeringBusinessEducationStatisticsCommodities & Metals
Popular in Finance
- Mortgage CalculatorEstimate monthly principal & interest for a fixed-rate mortgage or home loan — with full amortization chart and year-by-year table (classic EMI / amortizing loan math).
- Loan / EMI CalculatorCalculate EMI for personal, auto, or home loans worldwide with interest breakdown, chart, and yearly schedule.
- FIRE Number CalculatorEstimate the investment portfolio you need for financial independence from annual spending and a safe withdrawal rate (default 4%).
- Mortgage Recast CalculatorEstimate the new monthly payment after applying a lump-sum principal payment while keeping the remaining term (recast).
- Daily Compound Interest CalculatorProject daily compounding with daily or annual rates, optional reinvest %, deposits, and business-day filtering — plus balance chart and snapshots.
- Compound Interest CalculatorProject compound growth with optional regular deposits, effective APY, rate of return, time to double, chart, and yearly schedule.
- SIP / Recurring InvestmentProject SIP / recurring investment maturity with invested-vs-portfolio chart — useful for mutual funds and global DCA.
- Debt Snowball CalculatorPay lowest balances first — see months, interest, and payoff order for multiple debts.
- Home Affordability CalculatorEstimate max home price and mortgage payment from income, debts, rate, term, and down payment.
- GST / VAT CalculatorAdd or extract GST/VAT from an amount at a chosen rate.
- Tip CalculatorCalculate tip amount and per-person split for dining out.
- Currency ConverterConvert between USD, EUR, GBP, INR, JPY, AED and more using periodically refreshed FX rates.
All Finance tools
Showing 109 of 109
- Mortgage CalculatorEstimate monthly principal & interest for a fixed-rate mortgage or home loan — with full amortization chart and year-by-year table (classic EMI / amortizing loan math).
- Loan / EMI CalculatorCalculate EMI for personal, auto, or home loans worldwide with interest breakdown, chart, and yearly schedule.
- Compound Interest CalculatorProject compound growth with optional regular deposits, effective APY, rate of return, time to double, chart, and yearly schedule.
- Simple Interest CalculatorCalculate simple interest and total amount payable.
- Amortization ScheduleView payment breakdown of principal vs interest over the loan life.
- Refinance CalculatorCompare current vs new loan payments and estimate break-even.
- ROI CalculatorMeasure return on investment as gain and percentage.
- Percentage CalculatorQuick percentage of a number — useful for tips, discounts, and taxes.
- Tip CalculatorCalculate tip amount and per-person split for dining out.
- Sales Tax CalculatorAdd sales tax to a price or see tax amount for a given rate.
- Discount CalculatorFind the sale price and savings from a percent-off discount.
- Currency ConverterConvert between USD, EUR, GBP, INR, JPY, AED and more using periodically refreshed FX rates.
- Savings Goal CalculatorEstimate monthly deposits needed to reach a savings target.
- Retirement Nest Egg (Simple)Project retirement savings with regular monthly contributions.
- CD / APY CalculatorConvert APR to APY and project certificate of deposit maturity value.
- Debt Payoff CalculatorEstimate how long to pay off a debt with fixed monthly payments.
- Net Worth CalculatorAdd assets and subtract liabilities for a simple net worth snapshot.
- Break-Even CalculatorFind units needed to cover fixed costs given price and variable cost.
- GST / VAT CalculatorAdd or extract GST/VAT from an amount at a chosen rate.
- Inflation CalculatorEstimate future purchasing power given an annual inflation rate.
- Compounding CalculatorCompare continuous vs n-times-per-year compounding, effective annual rate, and a year-by-year growth schedule.
- SIP / Recurring InvestmentProject SIP / recurring investment maturity with invested-vs-portfolio chart — useful for mutual funds and global DCA.
- Rule of 72Estimate years to double your money at a given annual return.
- Inflation AdjusterConvert an amount forward or backward across years of inflation.
- CAGR CalculatorCompound annual growth rate between a beginning and ending value.
- NPV Calculator (Simple)Net present value of a series of cash flows at a flat discount rate.
- Salary Hike CalculatorCompute new salary and raise amount from a hike percentage.
- Daily Compound Interest CalculatorProject daily compounding with daily or annual rates, optional reinvest %, deposits, and business-day filtering — plus balance chart and snapshots.
- EMI with Extra PaymentsSee how extra monthly payments shorten a loan and reduce total interest.
- Credit Card Payoff CalculatorEstimate months and interest to pay off a credit card balance with fixed monthly payments.
- Lease vs Buy CalculatorCompare cash outlay for leasing a car versus buying with a loan.
- Rent vs Buy CalculatorRough monthly cost and equity estimate for renting versus buying a home.
- Budget Percentage CalculatorSee what share of income goes to expenses and what remains to save.
- Paycheck / Tax Rough EstimatorVery rough net paycheck from flat withholding percentages. Not tax advice for any jurisdiction.
- Investment Return CalculatorProject future value with starting principal, return rate, and monthly contributions.
- Bond Yield CalculatorCurrent yield and approximate yield-to-maturity for a simple coupon bond.
- Forex Position Size CalculatorSize a forex trade from account risk %, stop distance, and pip value.
- GST Invoice Split CalculatorSplit a GST-inclusive invoice into taxable value and tax amount.
- Dividend Yield CalculatorAnnual dividend yield from dividend per share and share price.
- P/E Ratio CalculatorPrice-to-earnings ratio from share price and earnings per share.
- Interest-Only Mortgage CalculatorMonthly interest-only payment for a mortgage principal and rate.
- Loan Affordability CalculatorEstimate max loan from income, debts, DTI limit, rate, and term.
- Down Payment CalculatorCalculate down payment and loan amount from price and percent.
- Car Loan CalculatorMonthly payment and total interest for an auto loan.
- Student Loan Payoff CalculatorEstimate payoff time and interest for student debt with fixed payments.
- 401(k) Contribution GrowthRough future value of 401(k)-style contributions with employer match.
- Risk / Reward Ratio CalculatorCompute risk-reward ratio from entry, stop loss, and take profit.
- APR to APY ConverterConvert nominal APR to effective annual yield (APY).
- Stacked Discount CalculatorApply successive percentage discounts to a price.
- Add / Remove Sales TaxAdd tax to a net price or extract tax from a gross price.
- Future Value of AnnuityFuture value of equal periodic deposits at a fixed rate.
- Present Value CalculatorDiscount a future lump sum to present value.
- Effective Interest RateConvert a nominal rate with compounding into EAR.
- Debt-to-Income RatioMonthly DTI ratio used in lending pre-checks.
- Savings Rate CalculatorWhat percent of income are you saving?
- APR vs APY ComparatorSee how compounding turns APR into a higher APY — side-by-side.
- Balloon Loan CalculatorPayment and balloon balance when amortizing over a longer period than the loan term.
- Biweekly Mortgage CalculatorEstimate interest and time saved by paying half your mortgage every two weeks.
- HELOC Payment EstimatorRough amortizing payment estimate for a HELOC draw (variable rates vary).
- Capital Gains Tax (Rough)Educational estimate of US-style capital gains tax from holding period and bracket.
- Tip + Tax + Split MegaBill with sales tax, tip (pre or post tax), and even split per person.
- Salary After Tax (US Rough)Rough US take-home from federal income tax + FICA. State taxes not included.
- Salary After Tax (illustrative slabs)Illustrative salary after-tax / take-home sketch using sample progressive slabs (educational). Not an official tax utility.
- Mortgage Points CalculatorEstimate upfront cost and monthly savings from buying discount points (rule-of-thumb).
- Credit Utilization CalculatorOverall credit card utilization from balances and limits (comma-separated).
- Rent Affordability CalculatorHow much rent fits common 25–30% of gross income rules of thumb.
- Auto Lease Payment EstimatorSimple lease payment from cap cost, residual, money factor, and term.
- Closing Cost EstimateRough buyer closing costs as a percent of purchase price plus lender fees.
- Property Tax EstimateAnnual and monthly property tax from assessed value and millage / tax rate.
- Stock Average Cost CalculatorAverage cost basis after multiple buys (shares and prices).
- IRA Contribution RoomRemaining IRA contribution room from annual limit and YTD contributions.
- Compound Growth 3D BarsYear-by-year compound growth with animated 3D bar visualization.
- SIP Growth ChartYear-by-year SIP invested vs value with an interactive growth chart.
- Amortization ChartInteractive principal vs interest chart across the life of the loan.
- Currency Convert (Manual Rate)Convert between amounts with a manual FX rate — works offline for any pair.
- Debt Snowball CalculatorPay lowest balances first — see months, interest, and payoff order for multiple debts.
- Debt Avalanche CalculatorPay highest APRs first — minimize total interest across a multi-debt list.
- Home Affordability CalculatorEstimate max home price and mortgage payment from income, debts, rate, term, and down payment.
- Balance Transfer CalculatorModel intro APR months, transfer fee, and payments to see payoff time and total cost.
- Capital Gains Tax EstimatorEducational estimate of taxable gain and tax using short- vs long-term rates you enter.
- Property Tax CalculatorEstimate annual and monthly property tax from assessed value and mill rate or percent.
- Annuity CalculatorSolve annuity payment, present value, or future value from rate and periods.
- Future Value CalculatorProject future value of a lump sum with optional recurring deposits.
- Overtime Pay CalculatorBreak down regular vs overtime pay with a custom OT multiplier (default 1.5×).
- Pay Raise CalculatorConvert a raise percentage into new pay and dollar increase — hourly or annual.
- Stock Return CalculatorTotal and annualized return from buy price, sell price, dividends, and years held.
- Crypto Profit CalculatorEstimate crypto trade profit or loss and ROI from buy price, sell price, amount, and fee percent.
- Reverse Sales Tax CalculatorBack out the pre-tax price and tax amount from a total paid and sales tax rate.
- Refinance Break-Even CalculatorEstimate months to recover refinance closing costs from the payment savings.
- Roth Conversion Tax EstimatorEducational estimate of tax due and after-tax Roth amount when converting traditional balance.
- HSA Contribution Room CalculatorEstimate remaining HSA contribution room from age, YTD contributions, coverage, and illustrative yearly limits.
- Payday Loan Cost CalculatorEducational APR-equivalent and total cost for a short-term payday-style fee loan — not a product endorsement.
- Doubling Time CalculatorYears for an investment to double at a given rate using rule of 72, 70, or exact ln math.
- Yield to Maturity (Approx)Approximate bond YTM from price, face value, coupon rate, and years to maturity.
- FIRE Number CalculatorEstimate the investment portfolio you need for financial independence from annual spending and a safe withdrawal rate (default 4%).
- Coast FIRE CalculatorProject whether current savings grow enough by a future coast date to fund spending at your SWR without new contributions.
- Subscription Cost AuditTotal a list of named monthly subscriptions into monthly, yearly, and daily burn — distinct from single-subscription pricing.
- Freelancer Tax Set-Aside CalculatorRough self-employment and income-tax set-aside from freelance income using simple percentage buffers.
- Foreign Transaction Fee CalculatorCompute the foreign transaction fee and total charged from purchase amount and fee percent.
- Venmo / PayPal Fee CalculatorEstimate payment app fees for friends-and-family vs goods-and-services rates and the net received.
- Mortgage Recast CalculatorEstimate the new monthly payment after applying a lump-sum principal payment while keeping the remaining term (recast).
- Debt Consolidation Savings CalculatorEstimate interest savings from consolidating multiple debts into one new loan rate and term.
- Cash Back CalculatorEstimate credit-card or store cash-back rewards from spend and reward rate — net of annual fee.
- Forex Compounding CalculatorProject daily-rate compounding often used in forex/trading demos — with effective annual yield warning.
- Interest Rate CalculatorSolve for the annual interest rate from principal, future value, time, and compounding frequency.
- Investment CalculatorProject investment growth with an initial balance, monthly deposits, and compound interest — chart and year table.
- IRR CalculatorEstimate internal rate of return from a series of cash flows (period 0 usually negative).
- Money Market Account CalculatorProject a money market account (MMA) balance from APY, term, and optional monthly deposits.
- Loan Payoff CalculatorSee how extra monthly payments shrink payoff time and total interest — with schedule snapshots.
Related categories
- BusinessMargin vs markup, break-even, hourly-to-salary, ROI, and pricing helpers so founders can pressure-test ideas before a full spreadsheet model.
- Commodities & MetalsLive gold, silver, platinum, copper, and crude reference quotes plus weight, purity, and jewelry melt-value estimators — delayed educational feeds, not trade tickets.
- Everyday LifeTips, bill split, fuel cost, recipe scaling, DIY quantities, GPA helpers, and household planning calculators with practical defaults.
Looking for walkthroughs? See our guides on compound interest, EMI, mortgage, BMI, and percentage / tip / tax — or browse all calculators.