Subscription Cost Audit
List your subscriptions with monthly prices to see the total monthly, yearly and daily cost, plus how many you pay for. Includes a worked four-item audit.
Results · USD
Monthly total
Yearly total
- Daily burn
- $2.30
- Subscriptions counted
- 4
You might also need
Educational estimates · not financial advice · free, no signup
How this was calculated
Sum monthly amounts; yearly = ×12; daily ≈ monthly ÷ 30.4375.
Want more detail? Full formula notes & FAQs ↓
Detailed guide
What it is, how to use it, how to read the numbers, common mistakes, a worked example, formulas, and FAQs.
What this calculator is
Small recurring charges are easy to forget: a streaming service, a cloud storage plan, a gym, an app. Individually they look harmless, but together they can add up to hundreds or thousands a year. This audit takes a list of named subscriptions with monthly prices and totals them by month, year and day. The value is in seeing the whole picture and deciding what to keep. Annual plans should be divided by 12 first. The tool only adds the numbers; you decide what is worth the money. A periodic audit is a simple way to find charges you no longer use.
When to use / who it helps
- You want to know how much recurring services cost in total.
- You are trimming a budget and need a list of candidates to cancel.
- You are comparing monthly and yearly plans.
- You are doing a regular review of subscriptions.
- You want a daily figure to understand the scale.
How to use
Steps
- List each subscription on a separate line as name, monthly price.
- Convert annual plans to monthly by dividing by 12.
- Read the monthly and yearly totals.
- Read the daily cost and the number of subscriptions counted.
- Remove items you plan to cancel and see the savings.
- Check bank and card statements for ones you forgot.
How to interpret results
- Yearly total is twelve times the monthly total.
- Daily burn shows the cost per day of keeping them all.
- The count confirms that every line was read.
- The tool does not consider usage, so low-use items need your judgement.
- Taxes or price rises are not included unless you enter them.
Common mistakes & gotchas
- Entering annual prices as monthly amounts.
- Forgetting subscriptions billed to another card or account.
- Omitting free trials that will convert to paid plans.
- Leaving out price increases.
- Not reviewing the list after the audit.
Worked example
Worked example — four subscriptions
- List: streaming $15.99, music $10.99, cloud storage $2.99, gym $40.
- Monthly total: 15.99 + 10.99 + 2.99 + 40 = $69.97.
- Yearly total: 69.97 × 12 = $839.64.
- Daily: 69.97 ÷ 30.4375 ≈ $2.30. Cancelling the gym alone would save $480 a year.
Result: $69.97 a month, $839.64 a year, about $2.30 a day.
To load the form's own demo values, tap Try example above the Calculate button.
How to calculate / formula
Sum monthly amounts; yearly = ×12; daily ≈ monthly ÷ 30.4375.
Frequently asked questions
How do I include annual subscriptions?
Divide the annual price by 12 and enter that as the monthly amount.
How often should I audit subscriptions?
Many people review them every few months or after a price change.
Does this include taxes?
Only if you add them to the amounts you enter.
Why use 30.4375 days?
It is the average number of days in a month over a year (365.25 ÷ 12).
How do I find forgotten subscriptions?
Review bank, card and app-store statements for recurring charges.
Does the tool suggest what to cancel?
No. It totals the cost so you can decide.