Legal
Terms of Use
Last updated: October 26, 2026
Welcome to MyCalcsWorld (https://mycalcsworld.com). These Terms of Use govern your access to and use of the website, its calculators, guides, and related content (the “Service”). By using the Service you agree to these terms and to our Privacy Policy. If you do not agree, please do not use the site.
1. Who runs the Service
MyCalcsWorld is an independent project. It is not a bank, broker, lender, insurer, clinic, law firm, or government body.
2. Educational estimates only
Calculators, guides, charts, and results are provided for general educational and informational purposes. They are estimates based on the inputs you provide and on simplified formulas; they are not guarantees, quotes, or offers. Nothing on the site is professional financial, investment, tax, legal, engineering, or medical advice, and nothing creates an advisor–client relationship. Please read the Disclaimer for the full scope.
3. Your responsibilities
You are responsible for the data you enter and for deciding how to use any result. Check important figures against official statements, primary sources, or a qualified professional before acting on them. You must be old enough to form a binding agreement in your jurisdiction, or use the site with a parent or guardian’s permission.
4. Acceptable use
You may use the tools for personal planning, study, and legitimate business research. You agree not to:
- disrupt or overload the Service, probe it for vulnerabilities, or bypass its protections;
- scrape the site in a way that harms availability or ignores robots.txt;
- present calculator output as an official bank, tax authority, government, or clinical document;
- use the site for anything unlawful, deceptive, or harmful to others;
- generate artificial clicks, impressions, or traffic on advertisements.
5. Intellectual property
The site’s design, code, calculators’ presentation, guides, FAQs, and branding belong to MyCalcsWorld unless stated otherwise. Mathematical formulas and public-domain facts are not owned by anyone. You may link to any page and quote short excerpts with attribution and a link back. Please do not copy guides or pages wholesale, republish them, or mirror the site without written permission. Third-party names and logos belong to their owners.
6. Advertising and third-party services
The site may display advertising (including Google AdSense) and use analytics. These providers have their own terms and privacy policies, and we do not control their content. A link or an advertisement is not an endorsement. Data feeds for currency and commodity references come from third parties and may be delayed, unavailable, or inaccurate.
7. Accuracy, corrections, and availability
We work to keep formulas correct and review them regularly (see our editorial and methodology notes), but errors can occur and standards change. We may change, suspend, or remove any part of the Service at any time without notice, and we do not promise uninterrupted or error-free operation. If you find a mistake, please tell us.
8. No warranties
The Service is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that a formula matches the exact method used by a specific lender, authority, syllabus, product, or clinical protocol.
9. Limitation of liability
To the fullest extent permitted by law, MyCalcsWorld and its operator will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of money, profit, data, or opportunity arising from your use of, or inability to use, the Service or from reliance on any result. Because the Service is free, our total liability for any claim is limited to the greatest extent the law allows. Nothing in these terms excludes liability that cannot be excluded by law, such as for fraud or for death or personal injury caused by negligence.
10. Indemnity
You agree to be responsible for claims arising from your misuse of the Service or your breach of these terms, to the extent permitted by law.
11. Governing law
These terms are governed by the laws that apply to the site operator’s place of residence, without regard to conflict-of-law rules. Mandatory consumer-protection rights you hold under the law of your own country are not affected.
12. Changes to these terms
We may update these terms from time to time. The “Last updated” date above shows the latest revision. Continuing to use the site after changes means you accept the updated terms.
13. Contact
Questions about these terms? Email mycalcsworldcontact